政策性森林保险支付意愿及影响因素分析——以湖南省安化县为例
Analysis on Farmers’ Willingness of Paying for Policy Forest Insurance and its Affecting Factors: a Case Study in Anhua County, Hunan Province
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摘要: 调查安化县农户对政策性森林保险的支付意愿，并对支付意愿进行了测算。采用多元线性回归的方法研究林农支付意愿的影响因素,分析结果显示：林农的家庭收入、对政策性森林保险的重视程度、获得林业贷款的情况、林地产量的稳定程度与支付意愿具有显著的正相关；对政策性森林保险的了解程度、申请林业贷款的情况与支付意愿具有显著的负相关。最后提出了相应的政策建议，包括加强政策性森林保险的法律建设和宣传，加强政策性森林保险市场监管工作，通过政策优惠来增强农户对抗风险的能力等。Abstract: This paper investigates and calculates farmers’ willingness to pay for policy forest insurance in Anhua County, Hunan Province. Multiple linear regression model is used to verify factors which significantly impact farmers’ willingness of paying. Results show that family incomes, recognition degree of forest insurance, forestry mortgages, stable degree of forestry production have significant positive impact. Understandings of forest insurance and forestry mortgages application have negative impact. Based on the analysis result, this paper provides policy suggestions including stressing construction and propaganda of forest insurance law, strengthening supervision of forest insurance market, improving farmers’ antirisk abilities, etc.
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Keywords:
- forest insurance /
- willingness of paying /
- multiple linear regression
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