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林权抵押贷款风险管理研究

倪剑

倪剑. 林权抵押贷款风险管理研究[J]. 北京林业大学学报(社会科学版), 2014, 13(2): 81-86.
引用本文: 倪剑. 林权抵押贷款风险管理研究[J]. 北京林业大学学报(社会科学版), 2014, 13(2): 81-86.
NI Jian. Risk Management of Forest Tenure Rights Mortgage Loan[J]. Journal of Beijing Forestry University (Social Science), 2014, 13(2): 81-86.
Citation: NI Jian. Risk Management of Forest Tenure Rights Mortgage Loan[J]. Journal of Beijing Forestry University (Social Science), 2014, 13(2): 81-86.

林权抵押贷款风险管理研究

Risk Management of Forest Tenure Rights Mortgage Loan

  • 摘要: 近年来,作为集体林权改革的配套制度,林权抵押贷款得到了初步发展。同时,高风险性等原因制约了林权 抵押贷款在全国的推广。林权尚未成为一类被广泛接受的抵押品。以贷款流程为主线,结合云南等地林权抵押贷 款风险状况的调查数据,分析了目前林权抵押贷款面临的法律风险、信用风险、抵押林权风险3 大风险问题,并提 出了相应的解决方案和政策建议。通过优化制度设计和金融创新,合理界定林权的可抵押范围,建立审慎有效的 信用风险管理程序,完善林权抵押评估、贷后管理、信息共享和交易流转机制、森林保险和风险补偿机制,可以有效 控制信贷风险,实现林业和金融的持续协调发展。
    Abstract: Recently, forest tenure rights mortgage loan has achieved preliminary development as the supporting system of collective forest tenure rights system reform. Meanwhile, factors such as the high risk have restricted its promotion throughout the country and forest tenure rights has not become a widely- accepted collateral yet. Based on the loan process and survey data of risk status in Yunnan, this paper analyzes three main risks of forest tenure rights mortgage loan, namely the legal risk, the credit risk and the risk of taking forestr property rights as the collateral, and proposes corresponding solutions and policy recommendations. The paper argues that by optimizing the design of the system and financial innovation, defining the scope of forest tenure rights mortgage appropriately, establishing a prudent and effective risk management mechanism, and improving the system of forest tenure rights mortgage assessment, post-loan management, information sharing and transaction as well as the system of forest insurance and risk compensation mechanism, we can effectively control the credit risk, and achieve sustained and coordinated development of forestry and finance.
  • 期刊类型引用(7)

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    2. 周鑫. 浅谈森林生态旅游对林业可持续发展的贡献与影响. 南方农业. 2020(17): 64-65 . 百度学术
    3. 李德光. 浅析森林生态旅游对林业可持续发展的贡献与影响. 农业与技术. 2019(08): 59-60 . 百度学术
    4. 罗龙. 基于SWOT分析的西安市小王涧国有生态林场发展对策研究. 陕西林业科技. 2019(03): 99-101 . 百度学术
    5. 李应祥,刘生军,谭桂英. 浅析森林生态旅游对林业可持续发展的贡献和影响. 现代园艺. 2019(16): 13-14 . 百度学术
    6. 李欢欢,葛炜,李春宁. 陕西森林资源优势与林业产业发展的推进思考. 农业与技术. 2018(16): 131-132 . 百度学术
    7. 余梅生,徐高福. 基于SWOT分析的多功能森林旅游发展研究——以千岛湖姥山岛为例. 中国林业经济. 2018(04): 73-76+83 . 百度学术

    其他类型引用(2)

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出版历程
  • 发布日期:  2014-06-29

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