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农户参与森林保险意愿影响因素分析——基于7省农户调研数据

Factors Influencing Farmers' Willingness of Purchasing Forest Insurance: Based on a Survey in Seven Provinces

  • 摘要: 从农户角度出发,基于辽宁、福建、江西、湖南、陕西、甘肃和云南7个省份3 500户农户调研数据,运用logit回归模型探究农户参与森林保险意愿的影响因素。模型结果显示:家庭林地面积、商品林面积比例、是否知道政策性森林保险、是否参加过森林保险、家庭林业生产经营总支出、家庭林业总收入、户主是否参加过林业培训7个变量是影响农户参与森林保险意愿的显著因素,并提出加大森林保险宣传力度、提高林业收益、促进商品林发展、对固定特征农户进行重点推广等政策建议。

     

    Abstract: We analyzed the survey data on the willingness of purchasing forest insurance of 3 500 farmer households from Liaoning, Fujian, Jiangxi, Hunan, Shaanxi, Gansu and Yunnan provinces in 2016 with a Logit empirical method. The regression results showed that such seven factor variables as forest land area, the commercial forest area proportion, whether they know the policy-type forest insurance, whether they have participated in forest insurance, household forestry expenditure, household forestry income and whether the household owner has participated in forestry training, had a significant effect on farmers' willingness of purchasing forest insurance. We propose to increase forest insurance propaganda, increase forestry revenue, promote the development of commercial forest, and strengthen the policy publicity to feature-fixed farmers.

     

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